There are storm clouds ahead for the buy-to-let market according to our friends at Simply Business and the article attached below, which is worth a read. The good news, however, is that the horizon beyond those clouds may be a lot calmer.

Residential landlords have had it pretty good recently: mortgage rates have been low and rents and property prices have been increasing. But policy makers have been concerned about a runaway buy-to-let market with buyers, particularly the young, being priced out of the market at the lower end.

So in April stamp duty was hiked for buy-to-let properties, which led to a stampede of buy-to-let landlords wanting to take loans and complete purchases before the new rate came into effect. Buy-to-let loans were up 61% compared to the same period last year.

As well as increased costs for buy-to-let landlords, a climate of uncertainty may also be emerging. That includes a slowdown in the market but also the general uncertainty about the country's economic future given the upcoming EU referendum.

But is it all doom and gloom? Possibly not. Property prices are expected to increase by around 25% over the next five years and rents are set for an average 4.5% annual rise. All caused by a severe housing shortage, which isn't going to change anytime soon.

So the costs of entry might have gone up and the rewards may be lower than at some points in the past, but the buy-to-let market looks far from dead and buried.